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Disclaimer

The information on this website has been prepared by Securitor Financial Group Ltd, ABN 48 009 189 495 AFSL 240687 (Securitor). Securitor is part of BT Financial Group, which is part of Westpac Banking Corporation ABN 33 007 457 141 (Westpac). Westpac also owns other companies that bear the "Westpac" and "BT" names. BT Financial Group is the wealth management arm of the Westpac Group.

Access to and use of this site is provided by Securitor on the following conditions and any other directions or rules of use on this site ("Terms"). If you access this site (other than to read these Terms for the first time), you agree to these Terms. Securitor reserves the right to change the Terms at any time by posting changes online. You are responsible for informing yourself of any changes by regularly reviewing these pages. If you access the site after changes are posted, you agree to all changes (including those which you are then unaware have been posted).

Disclosure

Any information published on this website does not take into account your personal objectives, financial situation or needs and so you should consider its appropriateness having regard to these factors before acting on it. You should also consider obtaining independent legal, financial and/or other professional advice before making a decision in relation to any account or product. In deciding whether to open or to continue to hold an account or product, you should consider the relevant Product Disclosure Statement or other disclosure document for that account or product. Copies can be obtained from the relevant issuer or your financial adviser.

Information about the relationships between Securitor and other Westpac Group companies and the remuneration (including commission) or other benefits that they and certain other persons may receive in respect of, or that is attributable to, the financial services they provide is set out in the Financial Services Guide issued by your Securitor financial adviser.

Limitation of Liability

Managed investments and/or shares selected through a Westpac Group company account or product and the accounts and products themselves do not represent deposits or liabilities of Westpac and they are subject to investment risk, including possible delays in repayment and the loss of income and capital invested. No member of the Westpac Group in any way stands behind or guarantees the capital value and/or the performance of the specific investments you select, or the accounts and products provided by the applicable Westpac Group Company generally.

All information contained on this website is given in good faith and has been derived from sources believed to be accurate. However, the information is selective and neither BT Financial Group Pty Limited nor any other company in the Westpac Group of companies has verified the information, which may not be complete or accurate for your purposes. Those companies make no representation or warranty of any kind as to the accuracy or completeness of the information. It is general information only and should not be considered as a comprehensive statement on any matter and should not be relied upon as such.

It should be noted that past performance is not necessarily indicative, nor a guarantee, of future performance. All information displayed on the website, including but not limited to product and service information, fees, unit and share prices, gearing and interest rates, tax information and performance figures, is subject to change without notice.

To the maximum extent permitted by law, none of Securitor or any other member of the Westpac Group will be liable to any party in contract, tort (including for negligence) or otherwise for any loss or damage arising either directly or indirectly as a result of reliance on, use of or inability to use any information published on this website. Where liability cannot be excluded by law then, to the extent permissible by law, liability is limited to the republication of revised information or the reasonable cost of having revised information republished.

Third Party Information and Links

This information may contain material provided directly by third parties and is given in good faith and has been derived from sources believed to be accurate at its issue date. It should not be considered a comprehensive statement on any matter not relied upon as such. While such material is published with necessary permission, no company in the Westpac Group accepts responsibility for the accuracy or completeness of, or endorses any such material. Except where contrary to law, we intend by this notice to exclude liability for this material.

What is the Foreign Account Tax Compliance Act (FATCA)?

Australian and US laws in accordance with the reporting provisions, commonly known as the Foreign Account Tax Compliance Act (FATCA), requires all Financial Institutions to identify and report customers who may be US residents for taxation purposes to the Australian Taxation Office.

This will require Securitor to identify, and we may be required to report, certain US customers and investors to regulators.

If you are a US citizen or resident for taxation purposes, you must notify us when you open a new account or investment, by calling 1300 725 863 (9am - 5pm AEST, Monday to Friday). This applies to:

  • Personal customers who are US citizens or residents for taxation purposes
  • Business customers where either the entity or its controlling person(s) are US citizens or residents for taxation purposes

More information about FATCA can be obtained from the Australian Taxation Office or the US Internal Revenue Service.

If you are a US citizen or tax resident you need to notify us by calling 1300 725 863 (9am - 5pm AEST, Monday to Friday).